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Larry J. Caliste Jr.

Larry J. Caliste Jr.Larry J. Caliste Jr.Larry J. Caliste Jr.Larry J. Caliste Jr.

 Your journey starts here. From first-time buyers to reverse mortgages, we guide you to the right solutions. 

Get Pre-Approved

Larry J. Caliste Jr.

Larry J. Caliste Jr.Larry J. Caliste Jr.Larry J. Caliste Jr.Larry J. Caliste Jr.

 Your journey starts here. From first-time buyers to reverse mortgages, we guide you to the right solutions. 

Get Pre-Approved

Our Services

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Traditional Mortgage Services

For homebuyers and homeowners, we offer a full suite of mortgage solutions tailored to your goals:

• Conventional, FHA, VA, USDA, and Jumbo loans

• First‑time homebuyer programs

• Rate‑term and cash‑out refinancing

• Credit and pre‑approval guidance

• Payment‑shock education and budgeting support

• Louisiana‑specific loan and insurance considerations

We simplify the process, eliminate confusion, and help you make confident, informed decisions.

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Reverse Mortgage Solutions

We help 62 and older unlock the power of their home equity safely and confidently. Our reverse mortgage services include:

• Home Equity Conversion Mortgages (HECM)

• Reverse Mortgage for Purchase (H4P)

• Reverse Mortgage Refinancing

• Senior financial planning support

• Guidance for adult children and caregivers

• Inheritance, servicing, and long‑term planning education

Our approach is transparent, patient, and rooted in protecting seniors from misinformation and predatory lending.

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Financial Education & Advisory

Education is at the heart of everything we do. We provide:

• Personalized mortgage and equity consultations

• Retirement and aging‑in‑place planning

• Homeownership readiness coaching

• Property tax, homestead exemption, and Louisiana‑specific  guidance

• Workshops, webinars, and community presentations

Our mission is to empower you with clarity, confidence, and long‑term financial stability.

Our Blog

Apply Today

A Pre-Approval is only steps away
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Why Clients Choose Us


• Transparent, no‑pressure guidance

• Senior‑friendly communication

• Deep mortgage and financial knowledge

• A commitment to protecting families and preserving generational wealth

Larry J. Caliste Jr.

985-710-8346 larry@larrycaliste.com

Hours

Open today

09:00 am – 05:00 pm

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Copyright © 2024 Larry J. Caliste Jr. - All Rights Reserved.   Urban Housing Mortgage and Realty Group NMLS #75368 Louisiana RML 1184-0

 This material is not from HUD or FHA and has not been approved by HUD or a government agency.  REVERSE MORTGAGE PROFESSIONALS DBA OF AEGEAN FINANCIAL · CA BUREAU OF REAL ESTATE – REAL ESTATE BROKER, AEGEAN FINANCIAL, BRE #01478751, NMLS #157935, CA BUREAU OF REAL ESTATE 877-373-4542 (CALIFORNIA FINANCE CODE 22162, CALIFORNIA BUSINESS AND PROFESSIONS CODE 17539.4, 10236.4, 10140.6) · WA NMLS CL-157935 


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